Last Updated: January 1, 2026 | Effective Date: January 1, 2026

Table of Contents

1. Acceptance of Terms

Welcome to obo99. These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "Player", "You") and obo99 ("Company", "We", "Us", "Our") governing your access to and use of the obo99 website located at https://obo99.cam and all associated services, features, and content (collectively, the "Service").

By creating an account, accessing the Service, or placing any bet or wager through obo99, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, you must immediately cease using the Service and refrain from creating an account.

These Terms incorporate by reference our Privacy Policy, Responsible Gaming Policy, and any additional rules, guidelines, or policies posted on the Service. All such documents form an integral part of this Agreement.

2. Definitions

For the purposes of this Agreement, the following terms shall have the meanings set forth below:

3. Eligibility Requirements

Access to and use of obo99 is subject to strict eligibility requirements designed to comply with legal regulations and protect vulnerable populations. By creating an account, you represent and warrant that:

3.1 Age Requirement

You are at least 21 years of age. This is the legal minimum age for participating in gambling activities in Indonesia. obo99 takes age verification seriously and employs robust KYC procedures to verify your age. Any Player found to be under 21 years of age will have their Account immediately suspended, all bets voided, and funds forfeited. We reserve the right to request additional documentation to verify your age at any time.

3.2 Legal Capacity

You possess full legal capacity to enter into this binding Agreement under the laws of your jurisdiction. You are not subject to any legal disability, guardianship, or other limitation that would prevent you from entering into contracts or participating in gambling activities.

3.3 Geographic Restrictions

You are a resident of Indonesia or are physically located within Indonesia at the time of accessing the Service. obo99 is designed specifically for the Indonesian market and may not be available or legally permissible in other jurisdictions. You acknowledge that online gambling laws vary significantly by country and region, and it is your sole responsibility to ensure that your use of the Service complies with all applicable local, state, national, and international laws and regulations.

3.4 Financial Capacity

You are using your own funds to gamble and are not borrowing money or using funds that belong to another person. You can afford to lose the amounts you wager without causing financial hardship to yourself or your dependents.

3.5 No Prior Exclusions

You have not previously been excluded or banned from obo99 or any other gambling service due to problem gambling, breach of terms, fraud, or other violations. If you have previously self-excluded from gambling services, you must ensure that any exclusion period has fully expired before creating an obo99 Account.

Important Notice: Providing false information during registration or KYC verification, including misrepresenting your age, identity, or location, constitutes a material breach of this Agreement and may result in immediate Account termination, forfeiture of funds, and potential legal action.

4. Account Registration and Security

4.1 Account Creation

To access betting services on obo99, you must create a personal Account by providing accurate, current, and complete information, including but not limited to your full legal name, date of birth, residential address, email address, and phone number. You may only create and maintain one Account per person. Creation of multiple Accounts (commonly known as "multi-accounting") is strictly prohibited and will result in suspension of all associated Accounts and forfeiture of funds.

4.2 KYC Verification

obo99 operates under strict KYC (Know Your Customer) requirements to prevent fraud, money laundering, underage gambling, and identity theft. Upon registration or at any time thereafter, we may require you to submit documentation proving your identity, age, and address. Acceptable documents include:

Failure to complete KYC verification within a reasonable timeframe may result in Account restrictions, including limitations on deposits, gameplay, and withdrawals. obo99 typically processes KYC submissions within 1-24 hours during business days.

4.3 Account Security

You are solely responsible for maintaining the confidentiality of your Account login credentials, including your username and password. You must not share your Account details with any third party. You agree to immediately notify obo99 of any unauthorized access to or use of your Account. obo99 will not be liable for any loss or damage arising from your failure to protect your Account credentials.

We strongly recommend that you enable two-factor authentication (if available), use a strong and unique password, and avoid accessing your Account from public or shared computers.

4.4 Account Closure

You may request closure of your Account at any time by contacting our customer support team. Upon closure, any remaining Account balance will be returned to you following verification, subject to any applicable withdrawal processing fees and wagering requirements on active bonuses. obo99 reserves the right to close or suspend any Account at our discretion if we suspect fraudulent activity, breach of these Terms, or any other violation.

5. Deposits and Withdrawals

5.1 Deposits

obo99 accepts deposits through various Indonesian payment methods, including bank transfers via BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Mandiri (Bank Mandiri), CIMB Niaga, OCBC NISP, Bank Danamon, and e-wallets including OVO, DANA, and GoPay. All deposits must be made in Indonesian Rupiah (IDR).

The minimum deposit amount is Rp 50,000 for bank transfers and Rp 20,000 for e-wallets. The maximum deposit amount varies by payment method and is displayed during the deposit process. Deposits are typically processed instantly during banking hours (09:00-21:00 WIB), though off-hours transfers may take up to 24 hours to clear.

You may only deposit funds from payment methods registered in your own legal name. Deposits from third-party accounts, joint accounts, or accounts belonging to another person are strictly prohibited and will result in funds being returned and potential Account suspension.

5.2 Withdrawals

Withdrawal requests must be made to a bank account or payment method registered in your name and verified through our KYC process. Withdrawals are typically processed within 1-24 hours after approval, though processing times may be longer during weekends, public holidays, or periods of high volume. VIP tier members receive priority processing, with Diamond tier members enjoying expedited 1-3 hour processing.

The minimum withdrawal amount is Rp 100,000. obo99 reserves the right to charge withdrawal fees or limit the number of free withdrawals per month. Before processing any withdrawal, we may request additional identity verification, documentation regarding the source of funds, or other information necessary to comply with anti-money laundering regulations.

5.3 Bonus Wagering Requirements

If you have an active bonus with outstanding wagering requirements, you must complete those requirements before withdrawing funds. Attempting to withdraw before meeting wagering requirements will result in forfeiture of the bonus and any winnings derived from it. Detailed bonus terms are provided with each promotional offer and form part of this Agreement.

5.4 Anti-Money Laundering

obo99 maintains strict anti-money laundering (AML) procedures in accordance with international standards. You may be required to wager deposited funds at least one time before withdrawal to prevent the Service from being used for money laundering purposes. Suspicious transactions, large deposits followed by immediate withdrawal requests, or other unusual activity may trigger additional verification procedures or Account suspension pending investigation.

6. Bonuses and Promotions

6.1 Bonus Eligibility

obo99 offers various bonuses and promotions, including welcome bonuses, deposit bonuses, cashback offers, referral bonuses, and VIP rewards. Each bonus is subject to specific terms and conditions, including eligibility requirements, wagering requirements, maximum bet limits, game restrictions, and expiration dates. These specific terms are provided with each promotional offer and must be read carefully before claiming any bonus.

6.2 Wagering Requirements

All bonuses are subject to wagering requirements (also called rollover or turnover requirements), which specify the number of times you must wager the bonus amount (and sometimes the deposit amount) before any bonus-derived winnings can be withdrawn. Wagering requirements vary by promotion, typically ranging from 10x to 50x. Different game types contribute differently toward wagering requirements:

6.3 Bonus Abuse

Bonus abuse, including but not limited to creating multiple Accounts to claim multiple bonuses, coordinating with other Players to exploit promotions, using betting strategies designed to abuse bonus terms (such as hedging bets across multiple accounts), or any other activity intended to gain an unfair advantage, is strictly prohibited. obo99 reserves the right to void bonuses, cancel winnings, and suspend Accounts upon detection of bonus abuse.

6.4 Bonus Modifications

obo99 reserves the right to modify, suspend, or cancel any bonus or promotion at any time without prior notice. We also reserve the right to exclude individual Players from bonus offers if we suspect abuse or if required by regulatory obligations.

7. Betting Rules and Game Play

7.1 Sports Betting

All sports bets placed on obo99 are governed by our general betting rules as well as sport-specific rules. In the event of a postponed, canceled, or abandoned event, bets will be settled according to our published rules for that sport. We reserve the right to void bets if there is evidence of match-fixing, corruption, or other integrity concerns. Settlement of bets is based on official results provided by recognized sports governing bodies.

7.2 Live Betting

Live (in-play) betting allows you to place bets on events that are already in progress. Due to the fast-paced nature of live events, odds and available markets change rapidly. Bets are accepted only if placed before the relevant event occurs. If a bet is inadvertently accepted after the event has occurred, obo99 reserves the right to void that bet.

7.3 Casino Games

All casino games, including slots, table games, and live dealer games, use certified Random Number Generators (RNG) or physical equipment to ensure fair and unpredictable outcomes. RNG software is regularly tested by independent auditing firms to verify compliance with industry standards. The theoretical Return to Player (RTP) percentage for each game is displayed in the game information.

7.4 Errors and Malfunctions

In the event of a software malfunction, communication error, incorrect odds display, or other technical error, obo99 reserves the right to void affected bets and refund stakes. If a game outcome is determined to be incorrect due to technical malfunction, the error will be corrected and settlements adjusted accordingly. Players are encouraged to report any suspected errors immediately to our customer support team.

8. Responsible Gaming

obo99 is committed to promoting responsible gambling and protecting vulnerable players from gambling-related harm. We provide a comprehensive suite of responsible gaming tools, which are detailed in our dedicated Responsible Gaming Policy. Key provisions include:

If you believe you may have a gambling problem, please contact our support team immediately for assistance with self-exclusion and information about professional help resources. Gambling should be entertainment, not a source of income or a way to solve financial problems.

9. Prohibited Activities

The following activities are strictly prohibited on obo99 and may result in Account suspension, funds forfeiture, and potential legal action:

10. Limitations of Liability

10.1 Service Availability

While obo99 strives to provide uninterrupted service, we do not guarantee that the Service will be available at all times or free from errors. The Service may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. obo99 will not be liable for any losses resulting from Service unavailability.

10.2 Third-Party Services

obo99 relies on third-party service providers for payment processing, game content, sports data feeds, and other services. We are not responsible for failures, errors, or delays caused by these third-party providers.

10.3 Maximum Liability

To the fullest extent permitted by law, obo99's total liability to any Player for all claims arising from or related to the Service shall not exceed the total amount deposited by that Player into their Account during the 12-month period preceding the claim.

10.4 No Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

11. Governing Law and Dispute Resolution

11.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which obo99 is licensed to operate, without regard to conflict of law principles. Given that obo99 operates internationally while serving Indonesian players, disputes may be subject to international arbitration.

11.2 Dispute Resolution Process

In the event of any dispute arising from or relating to this Agreement or your use of the Service, you agree to first contact obo99 customer support to seek an informal resolution. If the dispute cannot be resolved through customer support, you may escalate the matter through our formal complaints procedure. Details of the complaints procedure are available upon request from our support team.

11.3 Arbitration

Any dispute that cannot be resolved through the internal complaints procedure shall be referred to binding arbitration in accordance with the arbitration rules of the jurisdiction in which obo99 is licensed. The arbitration shall be conducted in English, and the decision of the arbitrator shall be final and binding on both parties.

12. Changes to Terms

obo99 reserves the right to modify, amend, or update these Terms at any time. Material changes will be communicated to Players via email, Account notification, or prominent notice on the website. Your continued use of the Service following notification of changes constitutes acceptance of the modified Terms. If you do not agree to the changes, you must cease using the Service and may close your Account.

It is your responsibility to review these Terms periodically to stay informed of any updates. The "Last Updated" date at the top of this document indicates when the Terms were last modified.

13. Contact Information

If you have any questions, concerns, or complaints regarding these Terms or your use of the obo99 Service, please contact our customer support team:

We aim to respond to all inquiries within 6 hours during business days and within 24 hours during weekends and public holidays. For urgent Account security matters, please use our live chat service for immediate assistance.

Acknowledgment: By creating an Account and using the obo99 Service, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions in their entirety. You further acknowledge that you meet all eligibility requirements, including being at least 21 years of age and legally able to participate in online gambling activities.

Fair Gaming

All games use certified RNG technology audited by independent testing labs. Transparent odds and settlement rules protect player interests.

Clear Terms

No hidden clauses or fine print tricks. We believe in transparent communication and honest business practices.

Support Available

Questions about our Terms? Our customer support team is available 24/7 in Indonesian and English to clarify any provisions.

Have Questions About Our Terms?

Our customer support team is here to help clarify any aspect of our Terms & Conditions. We're committed to transparent communication and ensuring you understand your rights and responsibilities.

Visit FAQ Center Read Privacy Policy Return to Homepage